Reflecting Over The Last Decade: What was the hardest thing about starting up your business? Making the decision to give it a go. Lots of self employed people will relate to this. It’s a giant leap to move away from the security of your ‘job’ to become vulnerable and start something new. It took months…
For almost 9 years now I have been assisting clients with copious credit cards, personal loans and a plethora of unsecured debt. What I do is only one option for people with ample debt and even this option has many catches leaving me with the opportunity to assist only a very small portion of our…
Last month I spoke about the advantages of having a budget and how I’ve noticed that so many people these days don’t have one. This month, I thought I would share the questions I ask myself when I look at my budget and also some that I ask my clients when they need help getting…
Using Credit cards to pay off Credit Card debt – is it recommended? Using credit cards to our advantage usually means, we are paying the entire debt off every month and therefore are not paying interest on purchases. For those of us who are NOT using credit to our advantage, this Credit Card debt has…
On the average Australian credit card debt of $3,400 with the average interest rate of 17 per cent, making only the minimum repayment of two per cent; it would end up costing the customer $7,483 in interest costs and take almost 43 years to pay back. – news.com.au Sept 05, 2014. Why is…
